Uninsured vehicles are being targeted in Eastbourne this week (17-23 October).
The Motor Insurance Bureau is leading on a week of awareness and enforcement about the consequences of driving an uninsured vehicle. Supported by Sussex Safer Roads Partnership (SSRP), and Sussex and Surrey Police, teams will be looking at your area, so make sure your cover is accurate and up to date.
Evidence suggests uninsured vehicles are more likely to be involved in both collisions and criminal activity, so in raising awareness about this occurrence, it is anticipated that our roads will be safer, and we can drive comfortably in the knowledge that we are all covered correctly.
The Roads Policing Unit (RPU) from Sussex and Surrey Police will be using all the technology available to them to aid in their enforcement throughout the week. Although this is still very much business as usual, it is anticipated that raising the awareness about the subject will result in fewer vehicles being seized due to no insurance.
The Sussex and Surrey Operations Teams (which includes Roads Policing, Firearms, and the team at Gatwick) will be deploying marked and unmarked patrol vehicles. As well as people-power, the police will be using data from the Motor Insurance Bureau (who are able to list where vehicles are registered, and which ones are insured), as well as Automatic Number Plate Recognition (ANPR) cameras in order to focus activity. It is estimated that 16,123 (1.65%) registered vehicles in Sussex are uninsured, and 14,550 (1.48%) in Surrey.
To be caught driving whilst uninsured carries a penalty of six points on your licence and a fine of £300. Your car is also seized, costing a release fee of £150, and you could face a driving ban. When you are in a position to insure your vehicle properly again, you could face higher premiums.
Chief Inspector Andy Gooch from RPU elaborates, “It’s not just about having an insured vehicle; it’s about having the correct type of insurance for it. Given that there are so many different options when it comes to choosing your policy, it is possible – through ignorance or not – that what you use your vehicle for is not what you are covered for. This could render your insurance invalid in the event of a crash, which is a very serious situation.”
Drivers that are new to the road are also being reminded that if you obtain six penalty points within two years of passing your test, you will revert back to a provisional driving licence, and be required to pass both theory and practical assessments again.
Having the minimum of third party cover has been the law since 1930 – make sure yours is correct for your purposes.